Effective Date: 30 Nov 2024

Acceptance of Terms
By accessing and using www.iamcadi.com ("the Site") and any GPT-based tools provided on the Site, you agree to comply with and be bound by these Terms of Use ("Terms"). If you do not agree with these Terms, please do not use the Site or its services.

Intellectual Property Rights
All content on the Site, including text, graphics, logos, images, software, and GPT-based tools, is the property of Cadi Lau or its content suppliers and is protected by applicable intellectual property laws. Unauthorized use of any content may violate copyright, trademark, and other laws.

Use of the Site
You may use the Site and its tools for lawful purposes only. You agree not to:

• Engage in any activity that could harm, disable, or impair the Site or its functionality.
• Use the Site or its tools to transmit any unlawful, harmful, or objectionable content.
• Attempt to gain unauthorized access to any part of the Site, its tools, or its systems.

User Contributions
If you submit any content or information to the Site or through its tools, you grant Cadi Lau a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and display such content. You represent that you own or have the necessary rights to the content or information you submit.

Use of GPT-Based Tools
By using any GPT-based tools provided on the Site, you acknowledge and agree that:

• These tools are designed for general guidance and illustrative purposes only and are not a substitute for professional financial, legal, or tax advice.
• You are solely responsible for the accuracy of the information you provide to these tools.
• The outputs generated are based on assumptions and are intended to assist in decision-making but should not be relied upon as definitive advice.

Privacy Policy
Your use of the Site and its tools is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

Links to Third-Party Sites
The Site may contain links to external websites. Cadi Lau is not responsible for the content or practices of these third-party sites. Accessing linked sites is at your own risk.

Disclaimer of Warranties
The Site and its tools are provided "as is" without warranties of any kind, either express or implied. Cadi Lau does not warrant that the Site or its tools will be uninterrupted, error-free, or suitable for any specific purpose.

Limitation of Liability
In no event shall Cadi Lau be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site or its tools.

Indemnification
You agree to indemnify and hold harmless Cadi Lau from any claims, losses, or damages arising from your violation of these Terms or your use of the Site or its tools.

Changes to Terms
Cadi Lau reserves the right to modify these Terms at any time. Changes will be effective upon posting on the Site. Your continued use of the Site or its tools constitutes acceptance of the modified Terms.

Governing Law
These Terms are governed by the laws of Singapore. Any disputes arising from these Terms shall be resolved in the courts of Singapore.

Contact Information
For any questions regarding these Terms, please contact us at:
Email: hello@iamcadi.com